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Saved cards & automatic recharge

2 min read Updated Jun 19, 2026

Save a card for one-tap top-ups and let charges settle without re-entering details.

Saved cards & automatic recharge

Saving a card turns every future top-up into a single tap and lets approved charges settle off-session. Manage your cards at /user/wallet/payment-methods.

How saving a card works

You add a card from the top-up page by choosing Save this card for later. The card is tokenized on the gateway's own domain — Octa8 never sees or stores the full card number. We keep only the brand, the last four digits, the expiry and an opaque token used to charge it next time. Supported gateways include Stripe, MercadoPago, ASAAS, Pagar.me and EFI Bank.

Managing your cards

  1. Open Saved cards to see every card on file.
  2. Make default the card you want used for one-click top-ups and off-session charges.
  3. Rename a card (for example "Personal Visa") to tell them apart.
  4. Remove a card you no longer use — it's detached at the gateway too, where supported.

About automatic recharge

A saved default card is what enables hands-off recharges: when the platform needs to settle a charge off-session, it uses that card so your balance and orders keep flowing without re-entering details. 3-D Secure runs inline whenever your bank requires it.

Tip: keep at least one non-expired default card on file. An expired card shows an Expired badge — replace it before it blocks an off-session charge.

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